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	<title>Oasis Lady &#187; health insurance costs</title>
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		<title>Unnecessary Prescriptions = Higher Insurance Costs &amp; Water Pollution</title>
		<link>http://www.oasislady.com/unnecessary-prescriptions-higher-insurance-costs-water-pollution/</link>
		<comments>http://www.oasislady.com/unnecessary-prescriptions-higher-insurance-costs-water-pollution/#comments</comments>
		<pubDate>Tue, 26 May 2009 02:50:25 +0000</pubDate>
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				<category><![CDATA[Health Concerns]]></category>
		<category><![CDATA[health insurance costs]]></category>
		<category><![CDATA[pharmaceuticals in drinking water]]></category>

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		<description><![CDATA[I couldn&#8217;t see if I had a piece of glass in my foot or if it was some kind of wart (it was at a weird angle for viewing) so I went to my doctor. She sent me to the podiatrist. He told me it was a plantar wart and he started to fill out [...]]]></description>
			<content:encoded><![CDATA[<p>I couldn&#8217;t see if I had a piece of glass in my foot or if it was some kind of wart (it was at a weird angle for viewing) so I went to my doctor. She sent me to the podiatrist. He told me it was a plantar wart and he started to fill out a prescription and an OTC medication. I asked him why I needed both and he said the cream would help and there would be a co-pay but my insurance company would pay most of it.</p>
<p>I told him I did not have a drug rider and he quickly back-peddled and told me to forget about the cream and just get the OTC med. He muttered the cream was $100/$200 and probably unnecessary.</p>
<p>I went to the pharmacist who told me the OTC med, Mediplast cost $1.75 and worked very well. The cream was $800+!!! It is Aldara 5% and is used for patients with carcinoma. I am still fuming about this. It seems to me this doctor was very cavalier about prescribing a drug I did not need because he thought my insurance would pay for it. Why do doctors push drugs that patients don&#8217;t need? Pharmaceutical company encouragement.</p>
<p>Every time a patient accepts a drug s/he doesn&#8217;t need and insurance pays for it, the costs go up to the consumer. When my husband had a kidney stone, every specialist he saw wrote a new prescription for painkillers (20 pills, 40 pills). We only had the first one filled and I asked for half the amount. Otherwise, we would have paid a lot of money for drugs to sit in our medicine chest.</p>
<p>What happens to unnecessary medication in a medicine chest? It is available for members  and visitors of your household to take (which if you have teenagers may not be a good idea). Eventually when the medicine expires, many people throw it down the toilet and into the water system.</p>
<p>Next time your doctor prescribes medication, remember to ask questions. Is there a generic? And if you don&#8217;t need that many, cut your cost at the pharmacy. You can always refill it if necessary.</p>
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